Oregon Retirement Planning
Ed Alexander Insurance
Retirement is personal. You’ve worked hard to save and invest your money and now it’s time to optimize and protect your savings to provide for your retirement and your loved ones thereafter.
Ed Alexander Insurance is an independent financial services firm, specializing in helping individuals and families prepare for, plan, and live in retirement. Our approach focuses on tailored retirement planning strategies and insurance solutions to provide our clients with guaranteed lifetime income, asset protection, and achieve tax efficiencies in support of a holistic approach to their finances.
01
Start Smart
Get a Clear Understanding of Your Financial Life
First, we gain a thorough understanding of your current financial situation, goals, objectives, risk tolerance, and the key considerations that should be addressed in your retirement strategy.
Six Fundamental Financial Planning Considerations
Six key financial planning considerations can impact your financial goals now and in the future. The question is not if these will affect your finances, but to what degree. We evaluate your sentiment toward each consideration and quantify the potential effects on your assets over time. This allows us to build customized strategies to help you achieve your financial objectives for retirement.
Longevity
Outliving financial assets as the result of a longer life.
Inflation
Reduction in real purchasing power as the result of increasing cost of living.
Mortality
Loss of financial assets as the result of a partner’s or spouse’s death.
Liquidity
Limited access to assets to meet life’s unexpected financial needs.
Market
Unexpected reduction in the value of financial assets at the time of withdrawal.
Taxes
Decreasing income and assets and/or the impairment of legacy assets from increasing taxes.
02
Apply Discipline
A Retirement Strategy Designed for You
Next, we design a retirement strategy that actively works to help optimize your wealth and protect your finances, keeping your goals and objectives at the forefront of our planning process.
03
Communicate Progress
Our Commitment to You
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive outreach, and accessibility to our team throughout our working relationship.
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Meet The Advisor
Ed Alexander
Independent Life Insurance Agent
Ed Alexander has been a dedicated professional in the Life Insurance industry since January 1977. As an Independent Life Insurance professional, Ed is not tied to any single company, which gives him the unique ability to seek out the best products and competitive rates tailored to each individual’s specific needs. He is currently licensed with the Departments of Insurance in Arizona, Idaho, Washington, Oklahoma, and Oregon.
Ed’s professional philosophy is rooted in meaningful conversation and excellent service. He offers a wide variety of companies and provides comprehensive service reviews at no cost or obligation, ensuring that every recommendation made is in the client’s best interest.
Originally from Southern California, Ed moved to Eugene, Oregon, in 1957. His deep roots in the community are reflected in his long-standing commitment to service. Beyond his professional life, Ed has been active in local leadership, having served as an Elder at First Christian Church in Napa, California, before returning to Eugene and joining the eldership at Santa Clara Church.
Ed has been married to his wife, Sheryl, since 1973. When he is not assisting clients with their financial goals, he enjoys a variety of personal interests including cooking, reading, writing, fishing, and traveling.
Recognizing that every client is distinctive, Ed focuses on gathering specific data to provide personalized proposals suited to your unique situation. Whether you are looking for a new policy or a review of your current coverage, Ed looks forward to assisting you in achieving your financial goals.
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Retirement Resources
Complimentary Educational Resources
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive outreach, and accessibility to our team throughout our working relationship.
Our Downloads
Legacy and Estate Planning; Understanding the Basics
Estate planning is an important part of retirement planning. You’ve worked hard for your money and want to see your children and grandchildren benefit, and you probably want to see it passed down in the most efficient way possible. Unfortunately, costly mistakes are all too easy to make, from forgetting to name a beneficiary on your retirement account to not updating your estate plan over time. It’s not just billionaires who need to have solid estate plans; it’s anyone who wants their wishes to be honored after their passing.
Our Blog
Legacy Planning: The ‘Ins and Outs’ of Directives and Designations
Legacy planning efficiently transfers a person’s estate and assets after death. This planning is more than just asset distribution. It [...]
10 Ways to Teach Kids Financial Literacy
Understanding financial literacy concepts such as budgeting, saving, and investing is crucial for everyone, children included. Financial literacy is the [...]
How to Stick to Financial Resolutions
Near the top of the list at the start of every year are often financial resolutions—commitments to save more, spend [...]
Financial Calculators
PLEASE NOTE: The information being provided is strictly as a courtesy. We make no representation as to the completeness or accuracy of information provided via these calculators. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, information and programs made available through the use of these calculators.
